New Hires

Welcome to Ben E. Keith

You’ve just joined a great company that has wonderful employees, lots of opportunities and great plans and programs for you and your family.

Helpful info to know
Direct Deposit

You can have your paycheck directly deposited into any checking or savings account. Go to the menu bar on dayforcehcm.com and select Forms > Direct Deposit

Payroll Deductions

The amount shown on your paycheck is after federal, state, local and Social Security taxes are deducted. BEK also withholds other deductions you approve or enroll in, such as 401(k) contributions and/or benefits coverage

Pay Dates

Generally, hourly (non-exempt) employees are paid on a weekly basis and salaried (exempt) employees are paid on a semi-monthly basis. Commissioned sales employees are paid monthly

Request Time Away from Work

Go to dayforcehcm.com > Time Away List to request time off or see your accrued balance

Update Address

You can update your personal information including home address and emergency contact on dayforcehcm.com > Forms > Contact Details

Changing Coverage During the Year

Go to dayforcehcm.com > Forms > Life Event Declaration if you experience a life event like having a baby or getting married. You must submit a Life Event Change on dayforcehcm.com within 31 days of the event if you want to add/delete or change coverage

To Change your W4 Form

Go to the menu on dayforcehcm.com > Forms > Federal W4

Who can enroll, when to enroll and covering family members
You can enroll in medical, flexible spending accounts, health savings accounts, dental and vision coverage whether you are a part-time or full-time employee. Full-time employees may also enroll in life/AD&D coverage.

Eligible dependents include
  • Your spouse. If you and your spouse are both Ben E. Keith employees, you can enroll as a dependent or as a primary insured person, but not both
  • Your or your spouse’s children, up to age 26, including a natural child, stepchild, legally adopted child, foster child, natural grandchild for whom you have legal guardianship, a child placed for adoption, or a child your spouse is the legal guardian of
  • An unmarried child age 26 or older who is incapable of self-care
  • A child you are required to provide coverage for, due to a Qualified Medical Child Support Order, or any other court or administrative order
When to enroll and when coverage begins

If you want benefits coverage, you must enroll by the 1st day of the month following your 60th day of employment, (or 30th day for Southeast Division / Kelley Manufacturing employees). If you enroll, coverage for you and any dependents begins on the 1st day of the month following your 60th (or 30th) day at Ben E. Keith. 

If you want to cover family members

If you enroll your eligible dependents, you must provide any requested documentation to prove the people you want to cover are related to you. Review the list of acceptable dependent verification documents.

Find a guide to all your benefits (English / Spanish)

Click on the wallet cards for websites, apps & phone numbers

 

BEK 401(k)

You don’t have to set aside a lot of money to make a big difference in your retirement savings. Simply because you are a Ben E. Keith employee, you are eligible for retirement benefits that help you build your financial future and give you control over your retirement.

Our 401(k) puts you in charge of your retirement savings and gives you matching Company dollars that help you build a financial future. You become eligible on the first day of the month following your 60th day at Ben E. Keith.

Ben E. Keith will match your personal contributions $1 for $1 up to 4% of your pay.

Contribution rates
You can choose how to invest your 401(k). Increase, decrease or stop your contributions at any time. If you don’t elect a contribution rate, you will be automatically enrolled at a contribution rate of 4% of your pay. 

Invest your way or based on your retirement age
Your contributions will be automatically invested in a Vanguard Target Date Fund based on your retirement age, but you can choose funds that better fit your investment strategy if you prefer. You can choose the same (or different) funds for your Profit Sharing account.

Contribution limits for 2022
You can personally contribute up to $20,500 into your 401(k) in 2022. 

Catch-up contributions help you save more
Participants turning age 50 or older in 2022 may contribute an additional “catch-up” contribution of $6,500, for a total 2022 contribution amount of $27,000.

Vesting made easy
Your personal contributions are always 100% vested, as well as any rollover contributions or earnings in your account. After two years of Company service, you become 100% vested in any Ben E. Keith matching contributions you receive.

Rollovers are welcome
Rollover contributions from qualified retirement plans and IRAs can be rolled over to your BEK 401(k) account. Consult with your financial advisor or Empower Retirement at empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283).

Loans are available
You can borrow the lesser of $50,000 or 50% of your eligible total vested account balance. The minimum loan amount is $1,000, and you have up to 60 months to repay your loan, or 120 months if your loan is being used to purchase a primary residence.

empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283)

Basic Life

Receive $50,000 in BEK Basic Life/AD&D
All full-time Ben E. Keith employees receive $50,000 of Company -paid BEK Basic Life/AD&D. You don’t need to enroll and there is no cost to you.

Time-Off

Vacation
The amount of vacation you receive is based on how long you have worked at Ben E. Keith. Vacation time is added on your anniversary date, and you must use it within the 12 months following your anniversary. Vacation time cannot be carried over from year to year. 

Company-paid holidays
Ben E. Keith observes seven holidays each year. To receive holiday pay, you must work your scheduled days before and after the holiday. 

  • New Year’s Day
  • Martin Luther King Jr. Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day

Personal Holiday
On your 90th day at Ben E. Keith, you will receive one Company-paid personal day. You’ll receive a personal day each January 1st to use during the calendar year (with the approval of your supervisor). Personal days do not carry over from year to year. If you are a new hire, your initial personal holiday becomes available depending on when you are hired. For instance:


Personal Holiday

On your 90th day at Ben E, Keith, you will receive one Company-paid personal day. You’ll receive a personal day each January 1st to be used during the calendar year with the approval of your supervisor. Personal days do not roll over from year to year.

Profit Sharing

Ben E. Keith is proud that in the past 13 years, we have contributed more than $64.5 million to the Profit Sharing accounts of our employees. We want to help our employees prepare for a strong financial future. Full-time employees with one year of Company service are eligible for Profit Sharing if Ben E. Keith makes a discretionary contribution. 

Plan features

  • Your contributions will be automatically invested in a Vanguard Target Date Fund based on your retirement age, but you can choose funds that better fit your investment strategy. You can choose the same (or different) funds for your 401(k) account.
  • You can check your investments daily
  • Get retirement advice from an Empower Retirement consultant at 1-877-534-4569, Monday through Friday between 8 a.m. and 9 p.m. ET

How vesting works
You are 100% vested in the Ben E. Keith Profit Sharing contributions after six years at BEK.

  • 20% after year 2
  • 40% after year 3
  • 60% after year 4
  • 80% after year 5
  • 100% after year 6

empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283)

BEK Educational Assistance Program

Continuing or starting your education with the help of Ben E. Keith Company is a great way to develop your career. 

Ben E. Keith provides full-time employees with six months of service with financial assistance for tuition, fees and books related to qualified degree programs. Ben E. Keith may reimburse you up to a maximum of $5,250 per calendar year when you attend an accredited two- or four-year institution. You must receive a passing grade of C or higher, or receive a “Pass” if the course is “Pass/Fail.”

Find more information here about how to apply and how the program works.

Quit Tobacco

Kick tobacco with QuitLogix – https://helpline.quitlogix.org/en-US or call 1-855-372-0040 to enroll in the tobacco cessation program. Available for Android only.

GuidanceResources

Visit guidanceresources.com to register or log in using Organization web ID BEK or call 1-866-517-1267. Spanish-speaking representatives and support are available.

All employees and their dependents can use this no cost, 24/7 confidential resource for many of life’s challenges. Talk to a counselor about relationship and family problems, stress, anxiety and depression, grief and loss, and substance abuse.

  • Get a referral and find customized resources for child and elder care, moving/ relocation, pet care, plan for college, repair and sell a house and more
  • Attorneys are “available” to answer questions about legal matters including adoption, real estate, debt, leases, civil and criminal actions
  • Financial support for budgeting, debt management, tax issues and other money concerns from on-staff certified public accounts and financial planners

Healthy Pregnancy

Healthy Pregnancy – A registered nurse provides you with personalized support throughout pregnancy and delivery, including 24/7 support, educational materials and resources, and complimentary gifts for you and your baby.

BEK Credit Union

As a Ben E. Keith employee, you and your eligible family members can join the BEK Credit Union.

Members have access to:

  • Auto, boat, motorcycle and personal watercraft loans and refinancing
  • Christmas Club and Vacation Club savings accounts
  • Debt consolidation loans
  • Credit cards
  • Payroll deductions for loans and savings accounts
  • Loans for back-to-school, home repairs and more
  • Referrals to mortgage loan providers

Go to bekefcu.org or call 1-817-759-6300 for more information.

Medical

Ben E. Keith offers two types of medical plans

  • PPO – pay a copay when you see a provider or fill a prescription
  • HSA – this high-deductible health plan comes with a tax-free Company contribution into a Health Savings Account (HSA). The amount you receive will be prorated, based on the number of months you are enrolled in the HSA. You can also contribute your own tax-free money into your HSA to pay for eligible expenses like deductibles, dental or vision care:
    – $1,000 if you enroll yourself only
    – $2,000 if you enroll in family coverage
    Use your HSA debit card to pay for expenses while at your doctor’s office, pharmacy or other health care facility, or pay a doctor’s bill when you receive it. Use the Optum Bank app to send payments directly to your providers or reimburse yourself for an out-of-pocket payment. Go to optumbank.com/resources/medical-expenses to learn more.

Both plans include;

What you pay for in-network care (out-of-network care costs more)

You will pay more for coverage if either of these surcharges apply to your personal situation:

  • Spousal surcharge
    If your spouse is currently working and eligible for medical coverage through his or her employer but you want to cover them on your BEK medical plan, you will pay $100 a month more in addition to the medical costs per pay period.
  • Tobacco surcharge
    You’ll pay $100 more per month if YOU (the employee) enroll in a BEK medical plan and use tobacco in any form – cigarettes, e-cigarettes, cigars, pipes, snuff or chewing tobacco. If you use tobacco now but want to quit, call QuitLogix at 1-855-372-0040.

UnitedHealthcare at myuhc.com or 1-844-587-8503 (Download app for Apple / Android)

Flexible Spending Accounts (FSAs)

Enroll in an FSA and stretch your paycheck by using pre-tax dollars to pay for eligible dependent and health care expenses. You can enroll in a dependent care FSA and/or a health care FSA when you enroll in 2022 benefits on dayforcehcm.com.

BEK Dependent Care FSA

  • Use for daycare, nursery school, pre-school, after school, day camp or senior daycare
  • Contribute up to $5,000 pre-tax dollars each calendar year
  • Decide on an amount to contribute from each payment using the FSA Worksheet
  • Funds are available as soon as they are deducted from your paycheck
  • Any unused FSA dollars at the end of the year can be used until March 15th, 2023, to pay for 2022 eligible expenses

BEK Health Care FSA

  • If you enroll in the BEK PPO Medical Plan, use your FSA to pay for eligible medical, dental and vision expenses including deductibles, coinsurance, copays, prescriptions and over-the-counter medications
  • Pay for eligible dental and vision expenses (deductibles, coinsurance and copays) if you enroll in the BEK HSA Medical Plan         
  • Contribute up to $2,750 using pre-tax dollars each calendar year
  • Pay with the FSA debit card or submit for reimbursement 
  • Your entire 2022 annual contribution amount is available to use on January 1st, 2022
  • Decide on an amount to contribute from each payment using the FSA Worksheet
Dental

Get preventative, basic and major dental care, and X-rays, from both plans. Go to my.cigna.com or use the app to find a dentist.

Cigna at my.cigna.com or 1-800-244-6224 (Download app for Apple / Android)

Vision

Regular eye exams screen for common vision problems and other health conditions. Making an eye exam part of your annual routine is a great way to stay healthy in 2022. The BEK Vision Plan also covers frames, lenses and contacts. Go to superiorvision.com, download the app or call 1-800-507-3800 to find a provider.

superiorvision.com or 1-800-507-3800 (Download app for Apple / Android)

BEK Life/AD&D

All full-time Ben E. Keith employees receive $50,000 of Company-paid BEK Basic Life/AD&D. You don’t need to enroll, and there is no cost to you. You can enroll in additional plans, including supplemental, spouse and child life/AD&D. Find rates on dayforcehcm.com. 

BEK Employee Supplemental Life/AD&D
If you would like your beneficiaries to receive a higher payment amount than the Company-paid life insurance provides, purchase additional life insurance of $50,000 to $950,000 in increments of $50,000. During your initial enrollment, you are guaranteed coverage up to $300,000. After your initial enrollment, Evidence of Insurability (EOI) will be required if you increase your coverage by more than $50,000 or choose coverage amounts greater than $300,000. Rates are based on the age of the employee as of January 1st. Find rates on dayforcehcm.com. 

BEK Spouse Life/AD&D
Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the BEK Employee Life/AD&D amount but cannot be more than $250,000. Spouse life/AD&D insurance coverage is guaranteed up to $50,000. EOI will be required if you choose coverage amounts greater than $50,000. Find rates on dayforcehcm.com. 

BEK Child Life/AD&D
Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You do not have to enroll in employee supplemental life/AD&D to cover your children. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability. 

Lincoln Financial Group at mylincolnportal.com Company code BEKCO or 1-888-408-7300

BEK Spouse Life/AD&D

Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the BEK Employee Life/AD&D amount but cannot be more than $250,000. Spouse life/AD&D insurance coverage is guaranteed up to $50,000. EOI will be required if you choose coverage amounts greater than $50,000. Find rates on dayforcehcm.com.

Child Life/AD&D

Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You do not have to enroll in employee supplemental life/AD&D to cover your children. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

Lincoln Financial Group at mylincolnportal.com or 1-888-408-7300
Company Code BEKCO

Find a guide to all your benefits

Click on the wallet cards for websites, apps & phone numbers

 

BEK 401(k)

You don’t have to set aside a lot of money to make a big difference in your retirement savings. Simply because you are a Ben E. Keith employee, you are eligible for retirement benefits that help you build your financial future and give you control over your retirement.

Our 401(k) puts you in charge of your retirement savings and gives you matching Company dollars that help you build a financial future. You become eligible on the first day of the month following your 60th day at Ben E. Keith.

Ben E. Keith will match your personal contributions $1 for $1 up to 4% of your pay.

Contribution rates
You can choose how to invest your 401(k). Increase, decrease or stop your contributions at any time. If you don’t elect a contribution rate, you will be automatically enrolled at a contribution rate of 4% of your pay. 

Invest your way or based on your retirement age
Your contributions will be automatically invested in a Vanguard Target Date Fund based on your retirement age, but you can choose funds that better fit your investment strategy if you prefer. You can choose the same (or different) funds for your Profit Sharing account.

Contribution limits for 2022
You can personally contribute up to $20,500 into your 401(k) in 2022. 

Catch-up contributions help you save more
Participants turning age 50 or older in 2022 may contribute an additional “catch-up” contribution of $6,500, for a total 2022 contribution amount of $27,000.

Vesting made easy
Your personal contributions are always 100% vested, as well as any rollover contributions or earnings in your account. After two years of Company service, you become 100% vested in any Ben E. Keith matching contributions you receive.

Rollovers are welcome
Rollover contributions from qualified retirement plans and IRAs can be rolled over to your BEK 401(k) account. Consult with your financial advisor or Empower Retirement at empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283).

Loans are available
You can borrow the lesser of $50,000 or 50% of your eligible total vested account balance. The minimum loan amount is $1,000, and you have up to 60 months to repay your loan, or 120 months if your loan is being used to purchase a primary residence.

empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283)

Basic Life

Receive $50,000 in BEK Basic Life/AD&D
All full-time Ben E. Keith employees receive $50,000 of Company -paid BEK Basic Life/AD&D. You don’t need to enroll and there is no cost to you.

Time-Off
Vacation
The amount of vacation you receive is based on how long you have worked at Ben E. Keith. Vacation time is added on your anniversary date, and you must use it within the 12 months following your anniversary. Vacation time cannot be carried over from year to year. 

Company-paid holidays
Ben E. Keith observes seven holidays each year. To receive holiday pay, you must work your scheduled days before and after the holiday. 

  • New Year’s Day
  • Martin Luther King Jr. Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day

Personal Holiday
On your 90th day at Ben E. Keith, you will receive one Company-paid personal day. You’ll receive a personal day each January 1st to use during the calendar year (with the approval of your supervisor). Personal days do not carry over from year to year. If you are a new hire, your initial personal holiday becomes available depending on when you are hired. For instance:


Personal Holiday

On your 90th day at Ben E, Keith, you will receive one Company-paid personal day. You’ll receive a personal day each January 1st to be used during the calendar year with the approval of your supervisor. Personal days do not roll over from year to year.

Profit Sharing

Ben E. Keith is proud that in the past 13 years, we have contributed more than $64.5 million to the Profit Sharing accounts of our employees. We want to help our employees prepare for a strong financial future. Full-time employees with one year of Company service are eligible for Profit Sharing if Ben E. Keith makes a discretionary contribution. 

Plan features

  • Your contributions will be automatically invested in a Vanguard Target Date Fund based on your retirement age, but you can choose funds that better fit your investment strategy. You can choose the same (or different) funds for your 401(k) account.
  • You can check your investments daily
  • Get retirement advice from an Empower Retirement consultant at 1-877-534-4569, Monday through Friday between 8 a.m. and 9 p.m. ET

How vesting works
You are 100% vested in the Ben E. Keith Profit Sharing contributions after six years at BEK.

  • 20% after year 2
  • 40% after year 3
  • 60% after year 4
  • 80% after year 5
  • 100% after year 6

empowermyretirement.com or 1-833-BEK-SAVE (1-833-235-7283)

BEK Educational Assistance Program

Continuing or starting your education with the help of Ben E. Keith Company is a great way to develop your career. 

Ben E. Keith provides full-time employees with six months of service with financial assistance for tuition, fees and books related to qualified degree programs. Ben E. Keith may reimburse you up to a maximum of $5,250 per calendar year when you attend an accredited two- or four-year institution. You must receive a passing grade of C or higher, or receive a “Pass” if the course is “Pass/Fail.”

Find more information here about how to apply and how the program works.

Quit Tobacco

Kick tobacco with QuitLogix – https://helpline.quitlogix.org/en-US or call 1-855-372-0040 to enroll in the tobacco cessation program. Available for Android only.

GuidanceResources

Visit guidanceresources.com to register or log in using Organization web ID BEK or call 1-866-517-1267. Spanish-speaking representatives and support are available.

All employees and their dependents can use this no cost, 24/7 confidential resource for many of life’s challenges. Talk to a counselor about relationship and family problems, stress, anxiety and depression, grief and loss, and substance abuse.

  • Get a referral and find customized resources for child and elder care, moving/ relocation, pet care, plan for college, repair and sell a house and more
  • Attorneys are “available” to answer questions about legal matters including adoption, real estate, debt, leases, civil and criminal actions
  • Financial support for budgeting, debt management, tax issues and other money concerns from on-staff certified public accounts and financial planners

Baby Yourself

A registered nurse provides you with personalized support throughout pregnancy and delivery, including 24/7 support, educational materials and resources, and complimentary gifts for you and your baby.

BEK Credit Union
As a Ben E. Keith employee, you and your eligible family members can join the BEK Credit Union.

Members have access to:

  • Auto, boat, motorcycle and personal watercraft loans and refinancing
  • Christmas Club and Vacation Club savings accounts
  • Debt consolidation loans
  • Credit cards
  • Payroll deductions for loans and savings accounts
  • Loans for back-to-school, home repairs and more
  • Referrals to mortgage loan providers

Go to bekefcu.org or call 1-817-759-6300 for more information.

Medical

Ben E. Keith offers comprehensive medical coverage from BlueCross BlueShield of Alabama

You’ll pay more for out-of-network care

You will pay more for coverage if either of these surcharges apply to your personal situation:

  • Spousal surcharge
    If your spouse is currently working and eligible for medical coverage through his or her employer but you want to cover them on your medical plan, you will pay $100 more a month.
  • Tobacco surcharge
    You’ll pay $100 more per month if YOU (the employee) enroll in a medical plan and use tobacco in any form – cigarettes, e-cigarettes, cigars, pipes, snuff or chewing tobacco. If you use tobacco now but want to quit, call QuitLogix at 1-855-372-0040.

BlueCross BlueShield of Alabama at alabamablue.com or 1-800-292-8868 (Download app for Apple / Android)

Flexible Spending Accounts (FSAs)

Enroll in an FSA and stretch your paycheck by using pre-tax dollars to pay for eligible dependent and health care expenses. You can enroll in a dependent care FSA and/or a health care FSA when you enroll in 2022 benefits on dayforcehcm.com.

BEK Dependent Care FSA

  • Use for daycare, nursery school, pre-school, after school, day camp or senior daycare
  • Contribute up to $5,000 pre-tax dollars
  • Decide on an amount to contribute from each payment using the FSA Worksheet
  • Funds are available as soon as they are deducted from your paycheck
  • Any unused FSA dollars at the end of the year can be used until March 15th, 2023, to pay for 2022 eligible expenses

BEK Health Care FSA

  • If you enroll in the BEK PPO Medical Plan, use your FSA to pay for eligible medical, dental and vision expenses including deductibles, coinsurance, copays, prescriptions and over-the-counter medications
  • Contribute up to $2,750 using pre-tax dollars
  • Pay with the FSA debit card or submit for reimbursement 
  • Your entire 2022 annual contribution amount is available to use on January 1st, 2022
  • Decide on an amount to contribute from each payment using the FSA Worksheet
Dental

Get routine dental care, X-rays and basic or major care. Go to my.cigna.com or use the app to find a dentist and pricing.

Cigna at my.cigna.com or 1-800-244-6224 (Download app for Apple / Android)

Vision

Regular eye exams screen for common vision problems and other health conditions. Making an eye exam part of your annual routine is a great way to stay healthy in 2022. The BEK Vision Plan also covers frames, lenses and contacts. Go to superiorvision.com, download the app or call 1-800-507-3800 to find a provider.

superiorvision.com or 1-800-507-3800 (Download app for Apple / Android)

BEK Life/AD&D

All full-time Ben E. Keith employees receive $50,000 of Company-paid BEK Basic Life/AD&D. You don’t need to enroll, and there is no cost to you. You can enroll in additional plans, including supplemental, spouse and child life/AD&D. Find rates on dayforcehcm.com.

BEK Employee Supplemental Life/AD&D
If you would like your beneficiaries to receive a higher payment amount than the Company-paid life insurance provides, purchase additional life insurance of $50,000 to $950,000 in increments of $50,000. During your initial enrollment, you are guaranteed coverage up to $300,000. After your initial enrollment, Evidence of Insurability (EOI) will be required if you increase your coverage by more than $50,000 or choose coverage amounts greater than $300,000. Rates are based on the age of the employee as of January 1st. Find rates on dayforcehcm.com.

BEK Spouse Life/AD&D
Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the BEK Employee Life/AD&D amount but cannot be more than $250,000. Spouse life/AD&D insurance coverage is guaranteed up to $50,000. EOI will be required if you choose coverage amounts greater than $50,000. Find rates on dayforcehcm.com.

BEK Child Life/AD&D
Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You do not have to enroll in employee supplemental life/AD&D to cover your children. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

Lincoln Financial Group at mylincolnportal.com Company code BEKCO or 1-888-408-7300

BEK Spouse Life/AD&D

Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of the BEK Employee Life/AD&D amount but cannot be more than $250,000. Spouse life/AD&D insurance coverage is guaranteed up to $50,000. EOI will be required if you choose coverage amounts greater than $50,000. Find rates on dayforcehcm.com.

Child Life/AD&D

Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You do not have to enroll in employee supplemental life/AD&D to cover your children. You may enroll dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.

Lincoln Financial Group at mylincolnportal.com or 1-888-408-7300
Company Code BEKCO

Have questions or need help?  Talk to your HR Manager or Office Manager.
Congratulations on making a great career choice, and welcome to Ben E. Keith!